Privacy Policy

Last Updated: December 2, 2025

Armitage Street LLC ("we," "us," or "our") is a private lending firm committed to protecting your privacy and complying with all applicable laws, including the Telephone Consumer Protection Act (TCPA) and the CTIA Messaging Principles and Best Practices.

This Privacy Policy explains how we collect, use, share, and protect your information — including when you opt in to receive SMS/text messages from us. It also contains the required Terms of Service for our SMS program.

Information We Collect

When you interact with our website, apply for a loan, or opt in to SMS communications, we may collect:

Name
Phone number
Email address
Loan application details
Device information (e.g., IP address, browser type)
Any other information you voluntarily provide

How We Use Your Information

We use your information to:

Process and underwrite loan applications

Communicate with you about your loan request or existing loan

Send you SMS alerts, reminders, and updates related to your loan (if you opt in)

Improve our services and website

Comply with legal and regulatory requirements

How We Share Your Information

We do not sell your personal information.
We do not share your mobile opt-in or text message consent with any third parties or affiliates for marketing purposes.

We may share information only in these limited cases:

With trusted service providers who assist us in operating our business (e.g., RingCentral for SMS delivery, credit bureaus, payment processors) — all under strict confidentiality agreements
When required by law or to protect our legal rights
In the event of a merger, acquisition, or sale of assets

We do not sell your personal information.
We do not share your mobile opt-in or text message consent with any third parties or affiliates for marketing purposes.

We may share information only in these limited cases:

With trusted service providers who assist us in operating our business (e.g., RingCentral for SMS delivery, credit bureaus, payment processors) — all under strict confidentiality agreements
When required by law or to protect our legal rights
In the event of a merger, acquisition, or sale of assets

We do not sell your personal information.
We do not share your mobile opt-in or text message consent with any third parties or affiliates for marketing purposes.

We may share information only in these limited cases:

With trusted service providers who assist us in operating our business (e.g., RingCentral for SMS delivery, credit bureaus, payment processors) — all under strict confidentiality agreements
When required by law or to protect our legal rights
In the event of a merger, acquisition, or sale of assets

Important SMS Disclosure:

No mobile information, opt-in data, or text message consent will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

SMS / Text Messaging Program – Terms of Service

When you opt in to our SMS program (for example, by texting a keyword to our number or checking the SMS consent box on a web form), you agree to receive text messages from Armitage Street LLC at the mobile number you provided.

Types of Messages

Loan application status updates

Document requests or reminders
Appointment reminders
Payment due date reminders
Loan approval or decision notifications
Account servicing alerts
Responses to inquiries you send us via text

Loan application status updates

Document requests or reminders
Appointment reminders
Payment due date reminders
Loan approval or decision notifications
Account servicing alerts
Responses to inquiries you send us via text

Loan application status updates

Document requests or reminders
Appointment reminders
Payment due date reminders
Loan approval or decision notifications
Account servicing alerts
Responses to inquiries you send us via text

Program Details

Message frequency varies based on your interaction with us

Message and data rates may apply (depending on your mobile carrier)
Carriers are not liable for delayed or undelivered messages

Opt-Out and Help

How to opt out:
Reply STOP to any message to unsubscribe at any time. After you send STOP, we will send one final message confirming you have been unsubscribed. You will no longer receive messages from us unless you opt back in.

How to get help:
Reply HELP to any message for assistance, or contact us at [your support phone] or [your support email].

Security

We use industry-standard security measures to protect your information. However, no method of transmission over the Internet or electronic storage is 100% secure.

Children’s Privacy

Our services are not directed to individuals under 18. We do not knowingly collect personal information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be posted on this page with a new "Last Updated" date.

Contact Us

If you have questions about this Privacy Policy or our SMS program, please contact us.

Armitage Street, LLC (“Lender”) and its affiliates originate business purpose loans. Loans are for business purposes only and not for personal, family, or household use. This does not constitute a commitment to lend. All loans must satisfy Lender’s underwriting guidelines and due diligence.

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Navigation

About Us

Residential Loans

Commercial Loans

Custom Solutions

Referral Program

Invester Portal